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IBAS is a banking specialist in Small
Business Banking solutions, SME business banking disputes,
bank overcharging disputes, small business banking issues,
Director's personal guarantee demand claims and associated issues and disputes - IBAS has gained experience
over many years – as Finance for Small Firms Report from the
Bank of England dated January 1998 illustrates - at item
3.27 (below)
Sub Heading - 'Complaints procedures and
dispute resolution' in the Report, states:
3.27 The bank is also
aware of recent publicity regarding overcharging of small
business customers by banks.
Media attention has focused on the findings of research
carried out by organisations such as the Independent Banking Advisory Service (IBAS)
- An IBAS report on bank customers in litigation claimed that banks
make use of the legal system to prevent the Office of the
Banking Ombudsman investigating claims fully. Anglia
Business Associates, an organisation that checks accounts
for cases of overcharging, suggested the banks were
deliberately obstructive about releasing documents when
claims were brought against them. This issue was addressed
in a BBC Watchdog programme. Such problem cases are thought
to represent a small minority, but they tend to draw a
disproportionate degree of media attention and consequential
reputational damage to the banks.
23
The Complete Bank of England Report
You will find our 2012 national newspaper comments (and many more over many years in the News and archives sections of our site). IBAS has been helping business bank customers with their personal guarantees and Director's personal guarantees demands since 1992.
IBAS early advice on Personal Guarantees, Personal Guarantee debt claims, Bank Guarantees, Personal Bank Joint Guarantees, Personal guarantees and Indemnity, Personal Guarantees for SFLGS - prevents costly mistakes and even greater risk of losing the marital home from ill informed actions.
- email IBAS for help
Independent Banking Advisory Service (IBAS) is a national, independent, non-profit, unique specialist banking customer membership organization which resolves banking complaints and disputes and which has campaigned on UK Banking customer issues since 1992. We provide bank and banking assessment, analysis, bank comment and content for BBC TV News, ITV, Radio and national newspapers.
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