IBAS is a banking specialist in Small Business Banking solutions, SME business banking disputes, bank overcharging disputes, small business banking issues, banking problems and disputes which has gained experience over many years – as Finance for Small Firms Report from the Bank of England dated January 1998  illustrates - at item 3.27 (below)

Sub Heading - 'Complaints procedures and dispute resolution' of the Report, states:

3.27 The bank is also aware of recent publicity regarding overcharging of small business customers by banks. Media attention has focused on the findings of research carried out by organisations such as the Independent Banking Advisory Service (IBAS) and Anglia Business Associates. An IBAS report on bank customers in litigation claimed that banks make use of the legal system to prevent the Office of the Banking Ombudsman investigating claims fully. Anglia Business Associates, an organisation that checks accounts for cases of overcharging, suggested the banks were deliberately obstructive about releasing documents when claims were brought against them. This issue was addressed in a BBC Watchdog programme. Such problem cases are thought to represent a small minority, but they tend to draw a disproportionate degree of media attention and consequential reputational damage to the banks.

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 The Complete Bank of England Report

The IBAS report referred to in the Bank of England report is the:

UK Banking Litigation Report

Independent Banking Advisory Service (IBAS) is a national, independent, non-profit, unique specialist banking customer membership organization which resolves banking complaints and disputes and which has campaigned on UK Banking customer issues since 1992. We provide bank and banking assessment, analysis, bank comment and content for BBC TV News, ITV, Radio and national newspapers, keeping many serious banking issues 'alive' - see Bank News 2009

It's natural you will want to know our 'pedigree' - visit UK Bank News 2009 for most recent Banking News and you will also find our national newspaper comments plus many more in the News and archives sections of our site - see our site map. IBAS has featured in BBC TV and ITV News items and programmes on banking and the banking issues many times since we were established in 1992.

We provide our members with truly independent, experienced and impartial banking advice and direct assistance with their business and business banking - helping them avoid or overcome business difficulties - email us for help.