Independent Banking Advisory Service 

Business Banking help - Small Business Banking help

Whichever business banking problem,dispute or issue you may encounter - IBAS will have dealt with the same issue/s before. IBAS experience in business banking account investigation and business bank disputes provides and equip IBAS with credentials as UK bank and UK banking experts'

IBAS investigate banking issues, disputes, complaints and problems relating to UK Corporate banking, Business Banking accounts, bank guarantees, bank overdrafts, bank loans and bank mortgages.

Letter of Concern received? - A 'Letter of Concern' needs to be seen by you and your business as a direct threat - because it may start a spiral of business decline and destruction very quickly, if not dealt with correctly and it may also mean that your Personal Guarantees and/or personal assets are also at much greater risk - IBAS can provide specialist assistance to your business now if you have received such a letter - find out how!

IBAS immediate specialist help before matters escalate may prevent the situation deteriorating, whilst also identifying and negotiating the best resolution possible. IBAS membership before the bank moves into further action may prevent huge extra fees and charges that the bank will otherwise inevitably levy to penalize the business. Bank fees will be much higher when the bank knows your business is not receiving specialist help to combat their actions.

IBAS is totally independent. Our business banking archived information and experience gathered from 20 years ‘case work’ provides our members with unique, confidential, professional business banking advice and assistance. Those factors combined without conflict of interest means IBAS can really make a difference for you in dealing with your bank - email IBAS for help

A sample of the regular questions to IBAS can be found at  IBAS FAQs

You will find our 2012 national newspaper comments (plus many more over many years) in the News and archives sections of our site - these prove that IBAS can be relied upon and has been in existence helping business bank customers with their personal guarantees and personal guarantees demands since 1992.

IBAS is the most experienced organization in this field with 20 years 'track record' in resolving Director's Personal Guarantee issues. Our aim is to provide the best professional and personal Personal Guarantee advice service to protect our members at a low and affordable annual membership. IBAS offers specialist and individual Personal Guarantee advice and assistance and will assess your personal position to establish how your Personal Guarantee may impact upon you and also your family. Our first action is always to protect your personal position and prevent it being compromised further, by any ill advised actions with regard to the Personal Guarantee you have already signed.

Independent Banking Advisory Service (IBAS) is a national, independent, non-profit, unique specialist banking customer membership organization which resolves banking complaints and disputes and which has campaigned on UK Banking customer issues since 1992. We provide bank and business banking assessment, analysis, bank comment and content for BBC TV News, ITV, Radio and national newspapers.