Independent Banking Advisory Service 

Business Problems with Banks, Bank Disputes on Charges?

To prevent business failure and the ‘knock-on’ effects of loss of personal assets, business managers need to recognise changing conditions faster than ever before. They then need to react quickly and effectively in applying corrections.

Many businesses do not have the required management expertise inside their business but are reluctant to seek or take advice from outside specialists – often fearing an outside threat to a business already under pressure.

However, speed with which advice is sought and accepted is the key to speedy resolution of a business problem. Identifying a problem, evaluation and specific methods of solution need to be accepted before any resolution can be provided.

What does IBAS membership offer you?

The key for businesses is to first accept a business problem exists. But, business managers recognising that problems exist does not necessarily mean they know how to deal with them. Business managers and owners are often much too close to the problem. This means they are unable to ‘see’ the wider picture, as they constantly ‘fire fight’ issues and problems. A ‘close’ involvement in the business management, particularly when the business is under increased and constant pressure may induce stress, which makes matters worse as problems build and require analysis, decisions and speedy solutions.

Business managers and business owners cannot be expected to know how to deal with every business situation. Some business situations do require outside help and experience, which can then prevent the situation deteriorating further and help identify the best resolution possible - this is particularly necessary where business banking problems and disputes are concerned.

Business banking problems, issues and disputes, which flow from business banking such as personal guarantees, mortgages on property or charges over other personal assets, are the areas in which IBAS can be effectively involved for your business’s benefit – making sure you get good value from your bank and that the bank does not hold assets for their benefit only.

The major difference between IBAS and any other advice organization is IBAS experience. Having dealt with a large volume of business banking problem cases over 17 years, means we can quickly identify your personal exposure, possible defences and actions necessary, as we deal directly with the bank on your behalf.

IBAS can provide valuable knowledge and experience to your business which will identify business banking issues, problems and disputes and we can show you what to avoid and also how best to deal with matters for your benefit, which reduces your stress. Our assessment and analysis will provide you with effective ongoing advice and assistance for your business banking.

IBAS is totally independent. Our business banking archived information and experience gathered from 17 years ‘case work’ for members, provides you with unique, confidential, professional business banking advice and assistance. Those factors combined without any conflicts of interest or threat to your business position, means that IBAS can really make a difference for you in dealing with your bank.