Business Banking Account Dispute help

Independent Banking Advisory Service

Business Banking

Banking Disputes

Bank Mortgage

Business Banking Solutions

Business Banking Account Dispute or Bank Account Problem?

We provide UK Business Banking solutions for businesses with banking disputes and/or Corporate banking problems and UK business bank or banking account help with UK business banking disputes, business bank problems and bank complaint resolution. We obtain bank overcharging refunds for errors and mistake/s, investigate banking issues or complaints relating to a UK Corporate banking problem, Business Bank accounts, bank guarantees, bank loans and bank mortgages.

We have a unique niche position for negotiating a settlement with your bank with complete confidentiality, without any conflicts of interest. Assessment and Investigation of Guarantees, legal charges and/or other security is carried out prior to any bank negotiations and we do not accept any debt claimed by a lender on 'face value'. We challenge banks hard but always professional in what we do.

Example: The following statement is posted: "The fact that IBAS have the knowledge and provide assistance in formulating the strategy, which was provided to me under membership and which provided the necessary case law ammunition and support (letters continually making the correct points) to prevent the bank gaining the upper hand (preventing me making offers which I wanted to make, just to get this case against me closed, and which would have destroyed any defence) - that strength of position then also enabled me to 'face off' the bank's threat (although the bank/solicitors knew their claim was flawed) and this strength of resistance then forced them to discontinue their action - this is all a matter of fact and something which IBAS should be very pleased about."

This case illustrates just how cautious a guarantor needs to be and also how IBAS guides those with PGs and bank account disputes for their best interests in any resolution.

Considerable debt relief, refunds of bank overcharging and bank error has been obtained from our investigations of UK Business Banking Disputes and has meant in excess of £21 million in refunds, write-offs and write-down of bank debt.

Business banking overdrafts and business banking loans remain the most publicized for errors and interest overcharging but Banking mistakes and error also affect factoring, loans, mortgage agreements and deposit accounts. Banking disputes normally start from errors or mistake but often, errors and mistakes remain concealed.

It's natural you will want to know our 'pedigree' - visit UK Bank News 2010 for most recent Banking News and you will also find our national newspaper comments plus many more in the News and archives sections of our site - see our site map. IBAS has featured in BBC TV and ITV News items and programmes on banking and the banking issues many times since we were established in 1992.

We assisted in the Cruickshank Review of UK Banking as from the many cases brought to us it was evident that overcharging of business bank accounts occurred as far back as 1985 - The Cruickshank Banking Review and Report proved that three quarters of businesses were at risk from overcharging or had been overcharged by banks.

What does IBAS membership offer you?

We introduced an 'in house' bank auditing service in the mid 1990's for bank interest checking and bank help in this specialized area and as part of a broad range of services available from IBAS. We offer unique specialist knowledge and experience gained from investigating corporate banking disputes and business banking account disputes and have obtained considerable bank overcharge refunds, whilst negotiating debt and security issues.

Facts, evidence and knowledge together with presentation are all equally important in establishing a valid complaint. We identify the correct focus for complaints. IBAS offers practical help and assistance in business banking issues and we consider all documents and facilities in our investigations.

IBAS is totally independent. Our business banking archived information and experience gathered from 17 years ‘case work’ for members, provides you with unique, confidential, professional business banking advice and assistance. Those factors combined without any conflicts of interest or threat to your business position, means that IBAS can really make a difference for you in dealing with your bank- email us for help.

Independent Banking Advisory Service (IBAS) is a national, independent, non-profit, unique specialist banking customer membership organization which resolves banking complaints and disputes and which has campaigned on UK Banking customer issues since 1992. We provide bank and banking assessment, analysis, bank comment and content for BBC TV News, ITV, Radio and national newspapers, keeping many serious banking issues 'alive'.