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UK Business Banking Resolution Service Totally Independent with 30 years experience

IBAS act for UK Business Banking customers - we do not act for Banks


Business Banking - UK Business Bank Account Dispute Investigations


Confused by Internet searches?


Bookmark this page* - IBAS is very experienced and 'up to date' in UK Business Banking matters including litigation assistance


Do you want to delay the bank progressing to a legal claim?

Want to survive Bank Debt Recovery actions?

Struggling with Bank Debt Recovery tricks and tactics?

Do you want an expert with experience to help you directly test the bank's debt demand against you?

Do you want to protect your home?



IBAS has been providing exceptional results for business banking customers since 1992


For immediate help and assistance: email us now with your banking issue or situation.


Be wary - regardless of your complaints - Bank Debt Recovery Units will push hard for your proposals and your personal financial information,




IBAS investigate Directors Personal Guarantee Disputes and Debt Claims and can help defend banks legal claims or directors personal guarantee debt claims and assist the customer avoid personal guarantee judgments


Every business banking case has very individual case facts.


Each case requires specific business banking advice for the bank customer to stand a chance with their banking dispute.



- send us details of your dispute and your debt claim with specific questions on which you would like answers


IBAS has analyzed UK business banking cases and disputes for customers including litigation claims from Banks and other lenders since 1992.


Business Banking Resolution is what we have been doing for 30 years - we are not funded by Banks and are completely independent investigators.


IBAS is unique and has specialist knowledge and ability. Our analysts have logged patterns and strategies over a long period to assist those we advise.


When banks or major lender issue Demand they have then moved to an ʻexit strategyʼ - customers should immediately plan to protect against bank litigation.


IBAS assists business bank customers from demand stage onwards to avoid the pitfalls which destroy defences and which leave the customers personal assets vulnerable to Lender Litigation.


IBAS investigate UK business banking ʻcasesʼ and connected business bank accounts ʻin houseʼ and corporate or business banking complaints once we have made our initial assessment of the complaint/s from a completely independent viewpoint and 30 years experience.


IBAS provides the most efficient, inexpensive and professional opportunity for success on business banking dispute issues, account queries, bank account disputes, company business banking debt claims, Directors personal guarantee debt claims and Director Mortgage/s secured on their personal property.


Peter Done (Betfred and Peninsula) in an interview agrees with Sir Alex Ferguson (Manchester United) that businesses should keep control and make decisions - IBAS can help you with that when you are facing Business Banking Problems, account issues or Disputes (where Banks will take control when they are allowed to do so)


contact IBAS for help - with your business banking dispute


take the stress and personal animosity out of your banking matters.


Immediately banks and lenders move to their ʻrecovery phaseʼ litigation and litigation planning is dominent in their mind.


They are then most interested in how they can take your personal assets and your home to pay them.



IBAS is completely independent and is a banking specialist in the following areas:





Business Bank Overcharges


Business Banking Problems




Business Banking Solutions


Bank Mortgages




What can you do and how best to do it? - Can you 'get out of the personal guarantee' - is it possible to do so? Can you dilute your director’s personal liability under a bank’s director personal guarantee debt demand?


Those questions have been asked many times where IBAS investigate bankers and bank actions on business banking disputes and bank debt claims.



The following statement is posted online by one of our members: "The fact that IBAS have the knowledge and provide assistance in formulating the strategy, which was provided to me under membership and which provided the necessary case law ammunition and support (letters continually making the correct points) to prevent the bank gaining the upper hand - that strength of position then also enabled me to 'face off' the bank's threat (although the bank/solicitors knew their claim was flawed) and this strength of resistance then forced them to discontinue their action - this is all a matter of fact and something which IBAS should be very pleased about." Source



IBAS had obtained in excess of £21 million in refunds, write-offs and write-down of bank debt by 2002 from investigations of UK Business Banking Disputes.




BBC Testimonial for IBAS -Your Money Not a moving account



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IBAS has featured on BBC TV, BBC TV News, ITV News, Meridian TV and Sky TV News since 1992 and contributed banking editorials and business banking articles for the Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror.







Independent Banking Advisory Service (IBAS) - IBAS launched in 1992 as a specialist unincorporated business banking membership organization assisting bank customers with UK business banking account loan disputes and business banking debt disputes with their bank. Our analysis and investigation of business bank loans, business bank accounts, business banking contracts, business banking account facilities and business banking debt recovery information has been instrumental in our member's success.


Modified: 5th January 2022