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The Cruickshank Report

The Cruickshank Report identified UK bank overcharging on business bank accounts as a major problem. UK bank and banking experts IBAS provided the Cruickshank Banking Review investigation with specific bank and banking information from our internal research on business bank and banking account investigations by our internal UK business banking account audit team. We assisted the Cruickshank review team's understanding of UK bank overcharging and also how Business bank overcharging was concealed.

If you haven't heard of IBAS before today then it's natural you will want to know our 'pedigree' - you will find our national newspaper comments for 2008 here plus many more in the News and archives sections of our site - see our site map. IBAS has featured in BBC TV and ITV News items and programmes on banking and the banking issues many times since we were established in 1992.

The Cruickshank Banking Review and the Cruickshank Report confirmed that three quarters of UK businesses were at risk from bank overcharging or had been overcharged by their bank.

The Full Cruickshank Report brought a number of business banking issues 'into the open' for UK businesses and consumers. IBAS as independent specialist UK banking experts in business bank account investigation directly assisted the Cruickshank team with facts and evidence on overcharging of bank accounts - whereas the majority of 'banking experts' refused to assist in any enquiries of the banking industry. See also Bank of England Report

UK Business Banking disputes normally start with an error or mistake. Unfortunately, errors and mistakes may also be concealed. The majority of bank error and bank mistake identified by IBAS in business banking account investigations for UK Corporate and UK business banking accounts customers was considerably biased towards the bank.

Facts, evidence and knowledge together with presentation are all equally important in establishing a valid complaint. We identify the correct focus for any complaint. .We offer unique and expert specialist banking knowledge, practical help and assistance with business banking complaints or disputes.

Many "sound" small firms could be bankrupt by Christmas because of the financial crisis, business bosses warn. We already know that is factual - but forums and 'chat shops' won't stop it. See Business Banking Solutions to get an idea of what we deal with.

Where banking is concerned IBAS are more than just an extra 'pair of hands' and we spend our time helping members avoid or overcome  business difficulties. We provide truly independent, impartial banking advice and direct assistance with business help for members with their business and banking, whilst also campaigning on banking issues. email us or call us on 01487 843444 and tell us how we can help your business now.

Independent Banking Advisory Service (IBAS) is a national, independent, non-profit, unique specialist banking customer membership organization which resolves banking complaints and disputes and which has campaigned on UK Banking customer issues since 1992. We provide bank and banking assessment, analysis, bank comment and content for BBC TV News, ITV, Radio and national newspapers, keeping many serious banking issues 'alive' - see Bank News 2008