IBAS - Independent Banking Advisory Service 





Email IBAS




IBAS Site Map




IBAS Testimonials




UK Business Banking Account Dispute Investigations




Director's Bank Personal Guarantee




IBAS Benefits












From 30 years experience directly investigating UK Business Banking Debt Demand Claims we have also been able to establish how Business Banking Customers have lost to Banks without them really knowing why or even how matters have escalated out of their control. 



In 2002 IBAS had already obtained in excess of £21 million in refunds, write-offs and write-down of bank debt from successful investigations of UK Business Banking Disputes and complaints since 1992.



TM in his testimonial for IBAS stated: 

"This is a battle that we have won, which could quite easily have 

been lost had I not joined IBAS. 

I would recommend them to absolutely everybody" - TM


Too many bank customers lose because they attempt to use reason but need 'tools' for them to understand how to Diminish, Defend and Defeat a Bank Demand. 

Many bank customers lose because they admit they owe a Bank claim without it being fully tested or proved


Bank Customers have 'lost' their homes because they lacked specific knowledge to defend the bank claim.


IBAS has knowledge and experience to help and guide business banking customers - find out what's possible and how


Make your best decision and contact IBAS for our help - take the stress and personal animosity out of your banking matters.



IBAS aim is always to resolve a Business Banking Debt Claim before litigation and also to protect the business customer's assets - the FOS will not advise you in any way on your complaint or help to protect you.



IBAS has featured on BBC TV, BBC TV News, ITV News, Meridian TV and Sky TV News since 1992 and contributed banking editorials and business banking articles for the Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror. 


Independent Banking Advisory Service (IBAS) - IBAS launched in 1992 as a specialist unincorporated business banking membership organization assisting bank customers with UK business banking account loan disputes and business banking debt disputes with their bank.


Last Modified: 5th July 2022