IBAS Testimonials


Unique IBAS Benefits




Business Banking Disputes


Business Banking


Business Bank Overcharge/s


Bank Mortgage


Personal Guarantee


Personal Guarantee/ Indemnity


Business Banking Solutions


Banking articles




Useful Bank Customer Links


UK Banking News and IBAS Comment Archive


Banks MPs and Government




Contact Us






UK Net Guide Banking Bodies Top 10 Site


Independent Banking Advisory Service 

Established in 1992





IBAS articles on Business and Banking


We believe IBAS is the most economical, professional, confidential guidance and direct assistance organisation available for UK Business banking problems and disputes, up to and including litigation. IBAS experience has proved to be the deciding factor in effective and sometimes almost miraculous settlements for business banking customers.

UK banking news and IBAS Comment 2017

IBAS has specialist knowledge from IBAS investigations into UK business banking account disputes since 1992 - no other organization has IBAS experience or IBAS knowledge, which provides IBAS with 'extra' width of knowledge for our investigations (and IBAS use only) in assessing investigation strategy to produce the best results - that provides you with extra and better 'options' for your bank personal guarantee debt claim demand.


Email IBAS now - we can help you


Or telephone (during office hours only) on 01487 843444 for confidential conversation


See sample of IBAS Testimonials


After 25 years of investigating business banking cases we know nobody can claim they have a 'formula for guaranteed success' on business bank debt claims. But, knowing what can be achieved from IBAS strategies developed and finely tuned since 1992 - means that IBAS can 'shorten the odds' to success with your claim.

Received Bank Personal Guarantee Debt Claim Demand

UK Bank Litigation

UK Bank Customer's Class Actions and UK Bank litigation in 2014

PPI the Banking ‘Scam’ that became a Public Relations Disaster

Small Firms Loan Guarantee Schemes & EFGS

Trust in Banking and UK Financial Services.htm

2007 The Year that Reckless Bank Lending Made History

UK Banking Litigation Report

IBAS 'archived' articles on Business and Banking.

The thieves who cash in on our money (1999)

Perfect Partners in Business(1998)

Putting Banks Straight (written in 1994)

How did IBAS originate and why?


Independent Banking Advisory Service (IBAS) - launched in 1992 as a specialist business banking membership organization assisting bank customers with UK business banking account loan disputes and business banking debt disputes with their bank. Our analysis and investigation of business bank loans, bank accounts, banking contracts, business banking account facilities and banking debt recovery information has been instrumental in our member's success.

IBAS business banking dispute negotiating experience provides proven strategies for business bank customers banking claims and defences. IBAS has excellent banking investigation reputation and IBAS has featured on BBC TV, BBC TV News, ITV, Meridian and Sky News and contributed to editorials and articles for the Sunday Times, Times, Daily Mail, Daily Express and Daily Mirror - see Business: Your Money Not a moving account  - BBC 22/07/99


Last modified: 22nd March 2018