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IBAS Business and Banking articles

Trust in Banking and UK Financial Services

Banks Penalize Bank Customers

UK Bank Penalty Charges on Consumers Accounts

2007 - The Year that Reckless Bank Lending Made History

Personal Customers need not pay to reclaim bank penalty charges

A Personal Guarantee, or Personal guarantees

The Internet and ID Fraud

Trust in Financial services?

Current Scams and cons

Small Firms Loan Guarantee Scheme

IBAS  Business and Banking archive articles

The articles below were written in 1994, 1998 and 1999 -  much of what was written still remains pertinent today.

Putting Banks Straight

Perfect Partners

The thieves who cash in on our money

IBAS has often been requested to provide articles for magazines or newspapers - a small selection are linked to this page.

Please note: The contact details on or within the published articles may be 'out of date'. Current IBAS contact details are shown on our Home Page

IBAS Site Map lists all IBAS website information including news/news archive information and IBAS articles on banking and business issues.

Call on 01487 843444 or email

Independent Banking Advisory Service (IBAS) is a national, independent, non-profit, unique specialist banking customer membership organization, which has campaigned on UK Banking customer issues for more than 14 years, providing bank and banking assessment, analysis, bank comment and content for BBC TV News, ITV, Radio and national newspapers  - keeping many serious banking issues 'alive'.