Independent Banking Advisory Service 

Established in 1992

IBAS Site Map

The IBAS site map provides all individual web site pages for the Independent Banking Advisory Service (IBAS)

Independent Banking Advisory Service (IBAS) - IBAS launched in 1992 as a specialist business banking membership organization assisting bank customers with UK business banking account/loan account/mortgage account and security disputes and business banking debt disputes.

Our bank analysis, investigation of business bank loans, bank accounts, banking contracts, business banking account facilities and banking debt recovery information has provided our members with great success and resolutions over many years.

IBAS business banking dispute negotiating experience provides proven strategies for business bank customers banking claims and defences.

IBAS has excellent banking investigation reputation and has featured on BBC TV, BBC TV News, ITV, Meridian and Sky News and contributed to editorials and articles for the Sunday Times, Times, Daily Mail, Daily Express and Daily Mirror.

IBAS is now in it's 25th year helping/guiding those with UK Business Banking disputes and Director's Personal Guarantee business debt claims - Contact us

Please note: All IBAS web site pages are provided for general information only. None of the IBAS web site pages are intended to provide anything other than general information or general assistance.

No pages provide specific advice nor should they be interpreted as doing so.

Comment and/or information within the IBAS Web site should not be relied upon as providing advice to you.

Those seeking advice should contact IBAS direct and also provide us with their complete business banking dispute information.

Those researching business banking disputes or IBAS history will be able to navigate our site from this page using their browser. If printing off - using Landscape view is best.

Unfortunately, due to other sites removing/altering their editorial link information forces IBAS to remove those links which no longer operate. In most cases the article dates and source information will still remain.


Home Page

IBAS Testimonials


Unique IBAS Benefits


How did IBAS originate and why?

Contact Us

Business Banking Account Dispute help

Business Problems with Banks

Business Bank Overcharge/s

Bank or Mortgage Problem

Business Banking help

Cruickshank IBAS and Bank Overcharging

Business Banking, Small Business Banking, Turnaround and Rescue

Business Banking Solutions

Comparison on PG Debt call for Joint and Several debt claim

Personal Guarantee Advice on Demand for Payment

Personal Guarantee Demand for Payment

Personal Guarantee or Personal Guarantees

Personal Guarantee or Personal Guarantees and Indemnity

Personal Guarantee request copy from Bank

Directors Personal Guarantee through Financial Ombudsman Service Complaint



Banking News and UK Comment 2017

Banking News and UK Comment 2015

Banking News and UK Comment 2014

Banking News and UK Comment 2013

Banking News and UK Comment 2012

Banking News and UK Comment 2011

Banking News and UK Comment 2010

Banking News and UK Comment 2009

Banking News and UK Comment 2008

Banking News and UK Comment 2007

Banking News and UK Comment 2006

Banking News and UK Comment 2005

Banking News and UK Comment 2004

IBAS Banking News and UK Comment Archive (2017 back to 1998)

News Archives1998 to 2001

News Archives 2005 to 1998

News Archives 2008 to 2006

News Archives 2010 to 2009

UK Bank Customers Useful Links

Banks MPs and Government




UK Net Guide Banking Bodies Top 10 Site

IBAS Articles on Banking and Business

UK Bank Customer's Class Actions and UK Bank litigation in 2014

PPI the Banking 'Scam' that became a Public Relations Disaster

Small Firms Loan Guarantee Scheme & EFGS

Trust in Banking and UK Financial Services

Trust in Financial Services

2007 The Year that Reckless Bank Lending Made History

The thieves who cash in on our money

Perfect Partners in business

Putting Banks Straight

UK Banking Litigation Report

UK Bank Litigation

Current Scams and cons

IBAS Mortgage Shortfall Debt Resolution

IBAS Mortgage Shortfall Debt Survey

Mortgage shortfall debt claims and disputes

Mortgage Shortfall Debt Resolution Comments

Mortgage Shortfall

Mortgage Shortfall Claims Page

Mortgage Shortfall Claims Cases

Mortgage Shortfall Debt Claims