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Established in 1992


IBAS Site Map


IBAS site map provides web site pages for the Independent Banking Advisory Service (IBAS) either provided on the side bar or below in the page 'content'.


Independent Banking Advisory Service (IBAS) - IBAS launched in 1992 as a specialist business banking membership organization assisting bank customers with UK business banking account/loan account/mortgage account and security disputes and business banking debt disputes.

IBAS website was launched in 1998


( see BBC publication with link to IBAS below in 1999)


see Business: Your Money Not a moving account  - BBC 22/07/99


We believe IBAS is the most economical, professional, confidential guidance and direct assistance organisation available for UK Business banking problems and disputes, up to and including litigation. IBAS experience has proved to be the deciding factor in effective and sometimes almost miraculous settlements for business banking customers.

IBAS has specialist knowledge from IBAS investigations into UK business banking account disputes since 1992 - no other organization has IBAS experience or IBAS knowledge, which provides IBAS with 'extra' width of knowledge to produce the best results - that provides you with extra 'options' for your bank business overdraft/ loan account debt/ Mortgage debt claim demand.

After 27 years of investigating business banking cases our strategies are now developed and finely tuned - we know what can be achieved using IBAS specialist assistance - which means that IBAS can 'shorten the odds' to success with your claim.

Our bank analysis, investigation of business bank loans, bank accounts, banking contracts, business banking account facilities and banking debt recovery information has provided our members with great success and resolutions over many years.

Please note: We remove editorial links once we are aware they have ceased to function and also remove content pages which may then be retained purely for our member's use and IBAS research only. Due to the large number of links over a number of years we would be grateful if those finding 'inactive' editorial links would email us - so that we can then remove them.

IBAS has excellent banking investigation reputation and has featured on BBC TV, BBC TV News, ITV, Meridian and Sky News and contributed to editorials and articles for the Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror.


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Please note: All IBAS web site pages are provided for general information only.

None of the IBAS web site pages are intended to provide anything other than general information or general assistance.

No pages provide specific advice nor should they be interpreted as doing so.

Comment and/or information within the IBAS Web site should not be relied upon as providing any advice to you.

Those seeking independent guidance should contact IBAS direct and also provide us with their complete business banking dispute information.

If you're researching business banking disputes you can navigate our site from this page using your browser.

Unfortunately, other sites removing/altering their editorial link information forces IBAS to remove links which then no longer operate.

In most cases the article dates and source information will still remain.



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Personal Guarantee Demand for Payment

Personal Guarantee or Personal Guarantees and Indemnity

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Perfect Partners (in business)

Putting Banks Straight


IBAS Privacy Policy and Terms and Conditions


Mortgage shortfall debt claims and disputes


IBAS UK Banking News and Comment Archive


Banking News and UK Comment 2018

Banking News and UK Comment 2017

Banking News and UK Comment 2015

Banking News and UK Comment 2014

Banking News and UK Comment 2013

Last modified: 17th March 2019