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Mortgage Shortfall Debt Claims (MSDC)

IBAS is a membership organization and provides members with advice and assistance rather like the AA or RAC but the difference is that we are a non-profit organization.

We know how banks and lenders operate when pursuing mortgage shortfall debt claims now being processed and ‘chased’ by companies like Wragg & Co, Drydens, Eversheds, HL Interactive or Asset Recoveries UK Ltd.

We know that lenders have individual expectations from a Mortgage Debt Claim and that whilst one lender may be reasonable others will not.

We know how lenders easily identify DIY ‘advice’ letters generated from websites and how they use this ‘weakness’ to move onto litigation. The cost to individuals in following poor and incorrect advice for mortgage shortfall debt claims is considerable.

One of our members wrote in: "After almost eight years we are finally free of this nightmare and have no fears of what the postman might bring. May we take this opportunity to express our thanks and appreciation for all the help and advice we have received."

If you require truly independent and impartial banking advice plus direct assistance from a unique specialist organization campaigning on banking issues, which directly helps our members email us or call us on 01487 843444 for membership.  

If you haven't heard of IBAS before today then it's natural you will want to know our 'pedigree' - you will find our national newspaper comments for 2008 here plus many more in the News and archives sections of our site - see our site map. IBAS has featured in BBC TV and ITV News items and programmes on banking and the banking issues many times since we were established in 1992.

Independent Banking Advisory Service (IBAS) is a national, independent, non-profit, unique specialist banking customer membership organization which resolves banking complaints and disputes and which has campaigned on UK Banking customer issues since 1992. We also provide bank and banking assessment, analysis, bank comment and content for BBC TV News, ITV, Radio and national newspapers, keeping many serious banking issues 'alive'.