SME_Business_Start

SME - Small Business Banking Help

For more than 14 years we have investigated business banking account disputes and business banking and SME finance issues and gathered very specialist business knowledge. The BBC TV Interview - Banks & Small Businesses illustrated our views in this area. From the considerable number of individual business failures investigated we have developed a financial knowledge base unique to IBAS.

IBAS was founded to campaign on UK Banking issues but also provides practical help and guidance on Business Bank and bank lending disputes. With our assistance, based on our experience from numerous cases, informed decisions can be made on the most appropriate way forward with banking disputes.

Small Business failures, disputes and conflicts with UK banks investigated by IBAS have shown Directors and Partners appear to be unaware of their own precarious personal position. The 'knock on' effect from business failure is that Directors and Partners who have provided personal guarantees or security to a bank for business or company borrowings may be faced with a considerable and individual personal loss often this is their family home.

Small Business Banking (SME) dispute resolution, Small Business Banking dispute solutions, SME business banking account help provided by IBAS. Small Business bank disputes, small business banking problems investigated to prevent Business Debt problems. Small Medium Enterprises (SME’s) and small start-up businesses can access our assistance and ensure business success. We challenge banks hard on their performance but we also have a professional relationship with them. We are also adversarial when it is required but we are always professional in what we do.

IBAS case investigations confirm that SME's are often forced to accept bank products at high prices. Personal assets and security may also be 'given away' in return for a bank providing inadequate funding.

IBAS has seen a great number of cases where Bank lending and the bank interest rates charged have been argued and/or defended in the Courts. Many cases have provided us with bank interest information which we can use with specific bank problems or bank disputes. IBAS provide Bank Account Interest Checking for Bank disputes and Bank account problems up to and including banking litigation debt claims, also including "case coaching'.

From banking case work over 14 years, it is apparent that the big UK Banks have continued to flout voluntary business banking codes to their advantage, resisting bank complaints and disputes wherever possible.

Personal Guarantees, third party bank guarantees, bank legal charges and all bank security for borrowing considered by IBAS in providing 'hands on' practical help for our members.

IBAS is a unique, completely independent, non-profit, nationally recognized membership organization - established in the UK business financial world, providing bank interest help and business banking help and assistance for members without conflicts of interest and with complete confidentiality.

IBAS Site Map lists all IBAS website information including news/news archive information and IBAS articles on banking and business issues.

email for Business assistance

Independent Banking Advisory Service (IBAS) is a national, independent, non-profit, unique specialist banking customer membership organization, which has campaigned on UK Banking customer issues for more than 14 years, providing bank and banking assessment, analysis, bank comment and content for BBC TV News, ITV, Radio and national newspapers - keeping many serious banking issues 'alive'.