Independent Banking Advisory Service 

Small Business –Small Business ‘start-up’.

When Henry Ford was defending his ignorance he said: that he could afford to buy the business knowledge he required. In Henry Ford’s case we can believe that this was true. But, he was also cute enough to realize that he couldn’t run a successful business without some professional help.

Many UK small businesses selling services or products appear oblivious to even fundamental business survival. We have seen many ‘muddling through’ one crisis after another, before they finally understand they need some professional help. Sometimes that realization is early enough to survive and keep the business running – sometimes it’s not - and personal assets may then be at risk. We’ve helped many who were also cute enough to ask for help. It’s not expensive to ask for our help but it can be expensive to fail and then lose your personal assets by having done it all wrong.

There is one thing of which we can be sure. The present business climate will destroy many businesses lacking the basic business financial knowledge and banking expertise very quickly - very demanding conditions exist now and will do through the next few years for all small businesses as bankers become more hungry for larger fees and interest for doing less and less.

See UK Bank News 2012 for most recent Banking News and you will also find our national newspaper comments plus many more in the News and archives sections of our site - see our site map. IBAS has featured in BBC TV and ITV News items and programmes on banking and the banking issues many times since we were established in 1992.

IBAS is totally independent. Our business banking archived information and experience gathered from 20 years ‘case work’ for members, provides you with unique, confidential, professional business banking advice and assistance. Those factors without any conflicts of interest or threat to your business position, means IBAS can really make a difference for you in dealing with your bank. email IBAS for help.

Independent Banking Advisory Service (IBAS) is a national, independent, non-profit, unique specialist banking customer membership organization which resolves banking complaints and disputes and which has campaigned on UK Banking customer issues since 1992. We provide bank and business banking assessment, analysis, bank comment and content for BBC TV News, ITV, Radio and national newspapers.