Banks MPsandGovernment - Is your MP part of the solution or part of the problem - whether it's bankruptcy, bank profits, identity cards, hospitals or care homes - find out at this site. 

Having Their Cake sets out to campaign for the kind of investment and industrial leadership that will develop rather than undermine Britain's natural innovative talent. Extract at Trust in Financial Services Industry?

Politics facts and information with a guide to Ministers and spokespeople.

The Cruickshank Report on UK Money Transmission in Chapter 3 established that this was a monopoly by the big UK banks - a position not corrected by the Government. Bank consumers have still been 'ripped off' since this report was published.

Office of Fair Trading Debt Collection Guidelines - Publications regarding debt collection guidance under the consumer credit act.

New Business Banking Code effective on 1.3.2005 covering businesses - now amended.

New Banking Code is effective from 1.3.2005 - covers personal banking - now amended.

Business Banking Code Guidance If you want to find out how the banks should implement the Business Banking Code then read the Guidance - Note that these are supposed to be the minimum standards acceptable.

Banking Code Guidance For personal bank account matters under the Banking Code.

Legal assistance? Before visiting any solicitor on a banking issue it would be advisable to confidentially discuss the specifics with IBAS. Not only do we offer unique specialist banking assistance but we can also offer case 'coaching' under membership. UK Bank and Building Society customers visiting this site may already be involved in defending or considering a legal action. Our research has proven that involvement in a legal action can and often does create many more problems than the original banking complaint. See the UK Banking Litigation Report. IBAS has monitored a tremendous number of legal cases over 14 years and is prepared to commend only those solicitors who have proven, to our satisfaction, their expertise and commitment in this very specialist area - Freemans are one such company.

IBAS Comment on UK bank and banking issues.

Major Financial Scandal Site - Links to sources of information on major financial scandals, bank frauds, money laundering, corruption, scams, organized crime, etc. both in Britain and abroad. Worried about UK Business Banking help issues? Already have a bank problem, dispute or bank complaint - a visit here may confirm that you're not paranoid.

Review of Banking Services in the UK - The Cruickshank Report is now 7 years old - still good reading for what has not happened for bank customer's benefit.

Claim Dormant Account money back Information on Dormant Bank accounts.

The Building Societies Members Association claims to represent the interests of all UK building society members through actions against malpractices, exchanges of information and by upholding the principles of genuine mutuality

The Information Commissioner - provides all Data Protection Act information - any questions regarding Subject Access Reports (SARN) should be directed to them.

 Endowment Mortgages - Complaints and claims

Recent bank scandals - Barings Bank, Derivatives and Nick Leeson plus other banking scams and scandals. Well worth a visit for the insight it may provide! 

Find out what your MP is voting on at Banks MPs and Government  

You can decide whether it's a 'whitewash' or not at the Full Hutton Enquiry Report

MoneyŁacts provide comparisons of all major credit card rates, together with regular updates as to the movements of interest rates and general competitiveness.

Competition Commission  - Full transcript of the Lloyds TSB/ Abbey National merger inquiry report, including IBAS submissions. IBAS written submissions formed part of the final report.

Freedom to Care - A non profit making organisation promoting the expression of social conscience in the workplace, public accountability, ethics at work and supporting whistle blowing.

University of Essex - Prem Sikka - professor of Accounting at The University of Essex.  Interesting material relating to such issues as insolvency and accountancy practices.

Call on 01487 843444 or email

Independent Banking Advisory Service (IBAS) is a national, independent, non-profit, unique specialist banking customer membership organization, which has campaigned on UK Banking customer issues for more than 14 years, providing bank and banking assessment, analysis, bank comment and content for BBC TV News, ITV, Radio and national newspapers  - keeping many serious banking issues 'alive'.

Please Note: This page will be continually reviewed during 2008.