Established in 1992
Contact Independent Banking Advisory Service (IBAS)
email IBAS to see if we will accept your case
IBAS experience has proved to be the deciding factor in effective and sometimes almost miraculous settlements for business banking customers.
We can act quickly to advise and protect you if you are facing liquidation, receivership and being threatened by bank business debt claims or Director's Personal Guarantee Debt Claims from company debts.
IBAS has specialist knowledge from IBAS investigations into UK business banking account disputes since 1992 - no other organization has IBAS experience or IBAS knowledge.
Personal Guarantees on Bank Business Debts or business banking debts or disputes for Limited Companies allow the bank to claim a debt is owed personally by the personal guarantor if the business fails or the Limited company cannot pay the debts claimed on the bank's demand. It is not enough for a personal guarantor to resign from the company and even if a company director resigns that may not protect them from a bank claim on their personal guarantee for debts owed by the business whilst they were directors or partners. If you need to have a release/discharge/end/finalize or 'determine' a personal guarantee you will require specific advice to make sure the Personal Guarantee is no longer 'relied upon' by the bank.
Telephone (during office hours only) on 01487 843444
Post to: IBAS, Suite A, North View,
Warners Drove, Somersham, Huntingdon,
Cambs PE28 3WD
IBAS has featured on BBC TV, BBC TV News, ITV, Meridian and Sky News and contributed to many editorials and articles in the Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror.
IBAS website was launched in 1998 (see BBC publication with link to IBAS in 1999) at Your Money Not a moving account - BBC 22/07/99
Independent Banking Advisory Service (IBAS) - IBAS launched in 1992 as a specialist unincorporated business banking membership support organization assisting bank customers with UK business banking account/loan account/mortgage account and security disputes and business banking debt disputes. IBAS bank account analysis and investigation of business bank loans, bank accounts, banking contracts, business banking account facilities and banking debt recovery information has been instrumental in our member's success.
Last modified: 5th January 2019