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UK Business Banking Account Dispute Investigations



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IBAS are Independent Business banking account dispute investigation experts, we specialize in banking charging and banking contract evaluations and calculations and have 30 years UK business banking dispute investigations experience.



Can you be certain your bank is charging you correctly on your business overdraft, loans and mortgages?


IBAS specialist investigation of the business banking charging structure is essential if a business is to fully recover what has been lost or if the business wants to dispute the bank claim.


IBAS act for UK Business Banking customers


Bookmark this page - IBAS is very experienced and 'up to date' in UK Business Banking matters including litigation assistance


In 2002 IBAS had already obtained in excess of £21 million in refunds from successful investigations of UK Business Banking Disputes.



TM in his testimonial for IBAS stated: 

"This is a battle that we have won, which could quite easily have 

been lost had I not joined IBAS. 

I would recommend them to absolutely everybody" - TM Testimonial


IBAS only acts for UK Business Banking customers



See also: Cruickshank IBAS and Bank Overcharging Businesses





email us with your specific questions we can suggest what is possible.





August 2020 Testimonial:

'Thanks for firstly remotely assessing my bank debt claim complaint/s and then saving me time and money by advising me exactly how to achieve a successful outcome, without solicitors being involved.

Your remote working and knowledge based systems are remarkable.

IBAS has saved me many thousands of pounds by obtaining all the facts, then advising me 'safely' on an effective resolution (without wasteful or ineffective 'face to face' meetings in the current Covid 19 'climate').

Brilliant result all round and very safe and cost effective for me. Carry on your good work'

- AS Testimonial




IBAS 'in house' bank auditing began in the mid 1990's.

IBAS business banking dispute negotiating experience and knowledge provides a proven strategy


We can verify commercial bank loans, bank overdrafts or bank business mortgage charging


IBAS can help your business eliminate historic or current bank overcharging on your business bank accounts.

IBAS knowledge, ability and expertise will produce the best results for you or your business


(just like GL and AT below)




IBAS Testimonial:

"We would like to thank you for your assistance in bringing the matter with the bank to a conclusion.

It would have been far easier if we had known about your organisation in the first instance and the corner the bank backed us into would probably never have transpired.

We could not recommend strongly enough to anyone struggling with the overzealous banks how helpful IBAS have been.

When we consider how the bank treated us when we hadn’t done anything wrong, never missed a payment and had good loan to value rates, I can only surmise how aggressive they must be to others.

Once again many thanks for the help IBAS have given us both over the past two years.

In the nicest way we hope never to require your services again! "


- GL Testimonial




'I found IBAS to be Impressive & professional with no nonsense.

I followed IBAS strategy totally and the result was spectacular.

Thanks for putting my life back on track and saving me a bucket load of money - I cannot thank you enough.

I would now start with IBAS and ignore all the others who are 'selling' an imitation of these guys but without IBAS knowledge!



- AT Testimonial


Our analysis and investigation of business bank loans, business bank accounts, business banking contracts, business banking account facilities and business banking debt recovery information has been instrumental in our member's success.



IBAS has featured on BBC TV, BBC TV News, ITV News, Meridian TV and Sky TV News since 1992 and contributed banking editorials and business banking articles for Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror.


BBC Testimonial for IBAS -Your Money Not a moving account







Independent Banking Advisory Service (IBAS) - IBAS launched in 1992 as a specialist unincorporated business banking membership organization assisting bank customers with UK business banking account loan disputes and business banking debt disputes with their bank.


Modified: 27th April 2022