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Established in 1992


Independent Banking Advisory Service (IBAS) - IBAS established in 1992 as a specialist business banking customer membership organization. IBAS assists, guides and advises UK business bank customers with commercial and business banking disputes, business banking account/loan account/mortgage account/security disputes and business banking debt claim disputes.

IBAS provides independent, confidential, specialist business banking advice and also direct guidance in business bank and banking investigations for UK Company Directors and UK companies on their UK bank and business banking disputes and provides submissions to Regulators.

We are specialists in UK Company Director's Personal Guarantee debt claim demands.

IBAS is unique and well established as a specialist Business Banking customer membership organization.

Our experience has been gained from large numbers of UK business banking case dispute investigations and resolutions over 27 years.

Our work, knowledge and experience of bank account analysis and investigation of business bank loans, bank current accounts, banking contracts, business banking account facilities and UK bank debt recovery strategy enables effective and economic business banking case resolution.

Director's UK Personal Guarantee debt claim demands, director's personal guarantee debt claim disputes independently investigated, negotiated and resolved by IBAS.

IBAS provides confidential specialist help, advice and direct assistance to UK Directors and Commercial Business proprietors for their business banking account disputes, business banking secured, unsecured lending debt claim disputes.


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IBAS is the only UK non profit organization providing business banking customers with specialist business banking commercial assistance, specialist business banking guidance and IBAS specialist business banking investigations.

IBAS business banking dispute experience provides proven strategy for business bank customer disputes.

IBAS has featured on BBC TV, BBC TV News, ITV, Meridian TV and Sky TV News and has contributed to editorials and articles for the Sunday Times, Times, Daily Mail, Daily Express, Telegraph and Daily Mirror and also contributed to business magazines and radio.



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Last modified: 12th May 2019